BUREAU DE CHANGE

Multi-Currency Forex Trading Platform

Manage buy/sell rates with tiered pricing, track spreads and margins in real time, and process forex transactions across USD, ZAR, GBP and 30+ currencies.

CASH IN TRANSIT

Secure Cash Logistics Management

Track drivers with live GPS, manage pick-up and drop-off trips, verify collections with OTP and QR codes, and monitor your entire fleet from one dashboard.

CASHBOOK MANAGEMENT

Digital Cashbook for Every Cabin

Record cash-in, cash-out and expenses per teller. Manage float allocations, process reversals with approval workflows, and reconcile daily balances automatically.

ACCOUNTING INTEGRATION

Seamless QuickBooks Sync

Automatically post customers, invoices, and payments to QuickBooks Online. Keep your books in sync without manual data entry.

0
Currencies Supported
0
Transaction Types
0
Trip Statuses Tracked
0
QuickBooks Sync Types

Enterprise-Grade
Forex Trading Platform

A complete multi-currency exchange system built for bureaux de change. Set tiered exchange rates based on transaction size, track spreads and margins per trade, manage trader floats across cabins, and serve walk-in and scheduled customers.

  • Tiered rate bands — set different rates for different transaction amounts (e.g. $100-$500 at one rate, $1000+ at another)
  • Multi-currency support — USD, ZAR, GBP, and 30+ African currencies out of the box
  • Spread & profit tracking — automatic margin calculation on every trade with per-trader profit reports
  • Crypto trading — buy/sell Bitcoin and Ethereum with configurable rates and wallet management
  • Customer KYC tiers — standard, premium, and VIP tiers with volume-based qualification
Rate Management

Create daily rate bands with min/max amounts. Full rate history with yearly partitioning for compliance.

Trader Accounts

Role-based access for admins, supervisors, traders and agents. Per-trader balance and commission tracking.

Cabin & Float

Manage multiple bureau locations. Allocate float to each cabin, track inventory, and reconcile daily.

Bank Payouts

40+ banks across Africa. Validate accounts, process transfers, and track payout status in real time.

Complete Cash Logistics
from Pickup to Deposit

Manage the full lifecycle of cash collection and delivery. Create pick-up and drop-off trips, assign drivers, track them in real time via GPS, verify collections with OTP codes, and settle through your banking partners — all from one platform.

  • Live GPS tracking — monitor driver locations on a real-time map with 30-second auto-refresh
  • 6-stage trip workflow — Pending, Dispatched, In-Route, Collected, Deposited, Completed with full status tracking
  • OTP verification — 6-digit codes for trip authorization and multi-signatory withdrawal approval
  • QR code management — import, allocate, track and verify QR tags across your fleet
  • Variance reporting — compare amounts requested vs. collected to identify discrepancies instantly
Trip Management

Book pick-ups, drop-offs, once-off self-drops, scheduled and immediate trips with full driver assignment.

Route & Location

Google Maps integration for location search, address autocomplete, and town-based route organization.

Auto-Invoicing

Generate invoices per trip with flat-fee or percentage-based pricing models. Track paid vs. unpaid.

Withdrawals

Multi-signatory bank withdrawals with SMS approval chain, OTP verification, and complete audit trail.

Digital Cashbook
for Every Cabin & Teller

Replace paper cashbooks with a real-time digital ledger. Record 14+ transaction types including cash-in, cash-out, float declarations, transfers, expenses, and reversals. Every entry tracks the running balance, the teller who processed it, and the exact timestamp — giving you a complete audit trail.

  • 14 transaction types — CBIN, CBOUT, FLOAT, transfers, expenses, reversals, audit requests, buy/sell notes and more
  • Float management — declare opening float, transfer between cabins, validate against central inventory (up to $500K)
  • 3-step reversal workflow — request, review, approve with SMS notifications at each stage
  • Running balance — every entry records start balance, amount, and end balance for instant reconciliation
  • Mobile API — field agents record collections via mobile app with GPS location and push notifications
Cabin Cashbook

Full transaction ledger per cabin showing ref, teller, product, amount, running balance, type and date.

Daily Reconciliation

Real-time daily totals: cash-in, cash-out, reversals and expenses. Compare against physical count.

Supervisor Audits

Audit request system with supervisor history. Role-based data visibility — super admins see everything.

Export Reports

Download cashbook data as PDF or CSV. Filter by month, cabin, teller, or custom date range.

Automated Sync with
QuickBooks Online

Stop entering data twice. DigitalIQ automatically syncs your customer accounts, invoices, and payments to QuickBooks Online via OAuth2. Batch processing handles up to 50 records per sync cycle, keeping your accounting books current without manual effort.

Customer Sync
Invoice Posting
Payment Recording
  • Customer sync — new user accounts pushed to QuickBooks with name, email, phone and address
  • Invoice posting — completed trip invoices posted automatically with amount, reference and customer link
  • Payment recording — paid invoices create matching payment records in QuickBooks, linked to the original invoice
  • Admin dashboard — monitor posted vs. pending invoices, payment sync status, and API call counts
  • Auto token refresh — OAuth2 tokens refresh automatically so the sync never breaks
How the Sync Works

Scheduler endpoints run at regular intervals. Each cycle picks up to 50 unsynced records, posts them to QuickBooks via the official V3 PHP SDK, and stores the QB reference ID back in your database. If a token expires, it auto-refreshes before retrying. Every API call is logged for monitoring.

QB Manager Dashboard

See at a glance: invoices posted, payments recorded, pending items, and sync errors.

Secure OAuth2

Industry-standard OAuth2 authentication. Tokens stored securely with automatic refresh handling.

Built-In Across Every Module

Multi-Level Security

OTP verification, role-based access, IP logging, audit trails, and multi-signatory approvals.

Staff & Role Management

Create sub-users, assign permissions per feature, manage multiple branches and locations.

Reports & Exports

Download PDF and Excel reports. Filter by date, currency, location, trader or transaction type.

SMS Notifications

Automated alerts for trip assignments, OTP codes, withdrawal approvals, and collection confirmations.

Mobile Apps

Dedicated mobile APIs for traders and customers. Token-based auth, real-time rates, and push notifications.

Analytics Dashboard

Weekly trends, trip status charts, collections by route, and real-time operational metrics.

Multi-Currency

Every module supports multiple currencies. Separate balances, reports, and reconciliation per currency.

Free Onboarding

Free registration, integration assistance, and ongoing training. Dedicated support for every customer.

Ready to digitise your bureau de change?

Join businesses already using DigitalIQ to manage forex trading, cash logistics, cashbook operations, and accounting — all from one platform.